The £293 Universal Credit Boost Per Child: What Families Need To Know About The April 2026 Rule Change
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Universal Credit Child Element: The £293 Figure Explained
The figure of £293 is the approximate monthly value of the standard Universal Credit Child Element. This is the amount of benefit a claimant receives for each eligible child in their household. The "boost" refers to families finally becoming entitled to this payment for their third, fourth, and subsequent children, a benefit previously denied by the two-child limit.Confirmed Universal Credit Child Element Rates (2025/2026)
The exact rate is subject to annual uprating based on the Consumer Price Index (CPI), ensuring the payment keeps pace with inflation. The confirmed, official monthly rates for the upcoming financial year provide the most accurate picture of the boost's value:- Standard Child Element (for a child born on or after 6 April 2017): £292.81 per month.
- Higher Child Element (for a first or only child born before 6 April 2017): £339.00 per month.
- Disabled Child Element (Lower Rate): Additional £156.11 per month.
- Disabled Child Element (Higher Rate): Additional £495.87 per month.
The End of the Two-Child Limit: A Confirmed Timeline
The most crucial and up-to-date information is the confirmed date for the policy change. The UK government has announced that the two-child limit will be officially removed in April 2026. This is a landmark moment that will fundamentally change the structure of Universal Credit payments for large families.What is the Two-Child Limit?
Introduced in 2017, the two-child limit policy restricts the Universal Credit and Child Tax Credit child element to the first two children in a household. Any third or subsequent child born after April 6, 2017, is generally excluded from receiving this financial support. This policy was the direct cause of the financial loss that the new boost will rectify.Who Will Benefit from the April 2026 Boost?
The removal of the limit is specifically targeted at families who have been financially penalised for having more than two children. The impact statistics are staggering and highlight the scale of the forthcoming boost:- 1.7 Million Children Affected: It is estimated that a total of 1.7 million children currently live in households that are affected by the two-child limit policy.
- Hundreds of Thousands of Families: The policy change will directly benefit hundreds of thousands of families who will now receive the £293 monthly element for their third and subsequent children.
- Poverty Reduction: Campaign groups and think tanks project that scrapping the limit will significantly reduce child poverty levels across the UK, lifting a substantial number of children out of financial hardship.
Financial Planning and Additional Universal Credit Elements
While the £293 boost is a massive change, it is crucial for recipients to understand that Universal Credit is a complex, means-tested benefit composed of several elements. The total amount a family receives is calculated based on their circumstances and includes other support that will continue to be vital.Other Key Universal Credit Elements
The forthcoming increase should be considered alongside the other financial support available to families: * Standard Allowance: The basic amount for a claimant, which varies by age and relationship status. For the 2025/2026 financial year, a single claimant over 25 will receive £400.14 per month. * Childcare Element: This provides support for up to 85% of registered childcare costs, up to a maximum monthly amount (£1,031.68 for one child or £1,768.94 for two or more children). * Housing Element: This is a crucial component that helps cover rent or mortgage interest payments, based on Local Housing Allowance (LHA) rates. * Limited Capability for Work and Work-Related Activity (LCWRA) Element: An additional payment for those with a health condition or disability that affects their ability to work.The Benefit Cap and Other Limitations
It is vital to note that even with the removal of the two-child limit, other benefit restrictions may still apply. The overall Benefit Cap limits the total amount of welfare benefits a household can receive. This cap is a separate policy and is confirmed to be frozen for the fourth year in a row in 2026. This means that while the family’s entitlement will increase by £293 per child, the total payment may still be limited by the Benefit Cap in high-rent areas, potentially reducing the net financial gain. Families are strongly advised to check how the Benefit Cap applies to their specific circumstances to accurately forecast their income after April 2026. The confirmed removal of the two-child limit in April 2026 is a definitive policy shift that will deliver the £293 monthly boost to hundreds of thousands of families. This change, which is based on the uprated 2025/2026 Universal Credit Child Element rate of £292.81, is set to be one of the most effective measures in combating child poverty in the coming years. Families should monitor official government updates and prepare for this significant financial adjustment.
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